Finance by situation
Most borrowers don’t start with a product in mind — they start with a deadline, a debt or a deal. These pages work backwards from the situation to the structure that solves it.
- Bridging financeShort-term bridging loans for Pty Ltd and entity borrowers: settle before the bank approves, buy before you sell, or cover a gap to incoming funds. Secured by a registered mortgage.Read more
- Urgent settlementSettlement is days away and the bank hasn’t approved. Property-secured settlement finance for Pty Ltd buyers of commercial and investment property, arranged in 5–10 business days.Read more
- ATO tax debtRefinance an ATO tax debt into a property-secured business loan. First or second mortgage for Pty Ltd and entity borrowers, arranged through non-bank lenders and private investors.Read more
- Equity releaseRelease equity from commercial or investment property your company owns, for a business purpose. First or second mortgage, arranged for Pty Ltd and entity borrowers.Read more
- Refinance a private loanPrivate loans don’t roll over by themselves. How to refinance an expiring private or caveat loan into a registered first or second mortgage with a planned exit, for entity borrowers.Read more
- Acquisition or buyoutFund a business acquisition, a partner buyout or a shareholder exit against property your entity owns. First or second mortgage, arranged for Pty Ltd and entity borrowers.Read more
- Credit events or no financialsA default, arrears, an ATO debt or statements that aren’t ready yet don’t have to stop a property-secured business loan. How private lenders assess entity borrowers on security and exit.Read more
For the structures themselves, see the loan products overview; for worked examples, the sample deals.
Important — Business Purpose Lending Only
IMPORTANT — BUSINESS PURPOSE LENDING ONLY. Andorra Capital Solutions Pty Ltd (ACN 675 464 623 / ABN 32 675 464 623) is a commercial finance broker and introducer. We arrange property-secured business-purpose loans between Australian corporate borrowers and a panel of non-bank lenders and private investors. We do not provide credit ourselves. We do not arrange consumer credit and we do not arrange credit regulated by the National Consumer Credit Protection Act 2009 (Cth) (NCCP Act) or the National Credit Code. We are not an Australian Credit Licensee. Every loan arranged through us is either to a borrower that is not a natural person (outside the National Credit Code under section 5(1)) or for purposes that are wholly or predominantly business or investment purposes (outside under section 6(1)), or both. All borrowers are required to execute a Business Purpose Declaration and to evidence the true business purpose of the funds. No part of any loan arranged through us may be applied for personal, domestic or household purposes. If a borrower applies any part of the funds for a purpose to which the NCCP Act would apply, the borrower does so in breach of the loan agreement and indemnifies the lender against any resulting loss, claim or cost. The information on this website is general in nature, does not constitute financial, legal or taxation advice, and does not take into account your objectives, financial situation or needs. No interest rates, fees or other commercial terms are advertised on this website; pricing is determined by the relevant panel lender or private investor and is disclosed to the borrower as part of indicative terms. All loans are subject to credit assessment, satisfactory security, valuation, and execution of formal loan documentation by the relevant lender. For consumer credit (regulated under the NCCP Act), contact a licensed credit provider.