Commercial brokers — submit a deal

What we look for in a broker-introduced deal

• —A corporate borrower (Pty Ltd, trust with corporate trustee, partnership).
• —Real-property security (we don't arrange caveat-only deals).
• —A clear business purpose for the funds.
• —A clear exit — refinance, sale, or settlement of incoming funds.
• —LVRs and structures within the parameters on the product pages.

How submissions work

1. 1Submit the deal via our enquiry form — select “Finance broker submitting for a client” on step 1.
2. 2We come back within 24 hours with either indicative terms from a panel funder or a short list of clarifying questions.
3. 3Once indicative terms are accepted, we work the deal through credit, valuation and legals — keeping you copied throughout.
4. 4On settlement, commission is paid in accordance with our standard introducer arrangement.

Standard introducer terms

We document broker introducer arrangements in a short, plain-English letter. Commission is calculated as a percentage of the loan amount on settlement. The exact percentage is confirmed in writing before the deal moves to documentation and is reflected in your introducer letter — we deliberately don't publish a fixed schedule because the right number depends on the deal complexity, the referring broker's involvement through to settlement, and the funder. Payment lands within 24–48 hours of funder remittance to us — typically same day via Osko.

We do not require referring brokers to hold an Australian Credit Licence or Credit Representative authorisation, because the deals we arrange are business-purpose loans to entity borrowers, sitting outside the NCCP Act 2009. The referring broker's consumer-credit licensing status is not relevant to the transaction. (If the borrower is a natural person or the purpose is consumer, we will not arrange the loan — see our Business Purpose Declaration page.)

You retain the client relationship in full. We deal directly with the funder on your behalf and keep you copied throughout. We do not cross-sell the client into other products without your knowledge.

Becoming an accredited referrer

There is no minimum deal-size or volume threshold for accreditation — whether you write the occasional deal or refer multiple a quarter, we'll set up a standing introducer arrangement:

1. 1.Short call or WhatsApp exchange so we understand the deal profile you write and you understand our panel appetite.
2. 2.We send a plain-English introducer letter setting out the commission percentage, payment timing, conflict-of-interest acknowledgement, and confidentiality terms.
3. 3.Once countersigned, your future submissions are routed to a named credit officer for priority turnaround.

Co-broking arrangements

Where a deal sits across categories — for example a construction loan with a complex security structure, or a refinance that needs both a first and a second mortgage from different funders — we're comfortable co-broking with the referring broker rather than taking over. The commercial terms are documented in advance so there's no ambiguity about who is doing what or who is paid what at settlement.

Becoming a regular introducer

If you write more than the occasional deal, get in touch — we offer priority credit turnaround and a single named credit officer for repeat-submission brokers.